Debt Payoff Guides
Plain-English playbooks for paying off credit cards, student loans, car loans and your mortgage faster, plus challenges that keep you going.
-
How to Get Out of a Car Loan You Cannot Afford
How to get out of a car loan you can’t afford: compare selling privately, trading down, refinancing and the real…
-
Car Loan Payoff Calculator: Extra Payment Scenarios
Use this car loan payoff calculator walkthrough to see what an extra $50 or $100 a month does to your…
-
How to Make Extra Student Loan Payments So They Hit Principal
Learn how to make extra student loan payments that actually reduce principal: servicer steps, targeting the right loan, and avoiding…
-
Income-Driven Repayment Plans: How Payments Are Calculated
Income-driven repayment ties your federal student loan payment to income and family size. See how the math works, what changes,…
-
Student Loan Payoff Calculator: Extra Payment Scenarios
Use a student loan payoff calculator and real example balances to see how extra payments cut your payoff date and…
-
7 Balance Transfer Mistakes That Wipe Out Your Savings
Avoid the 0 APR credit card mistakes that cancel your savings: late payments, new purchases, missed deadlines, fee math and…
-
Balance Transfer Cards With Fair or Bad Credit: Realistic Options
Can you get a balance transfer with bad credit? See realistic approval odds, how prequalification works, and solid alternatives like…
-
Does a Balance Transfer Hurt Your Credit Score?
Does a balance transfer hurt your credit? Learn how the hard inquiry, new account age and utilization change your score,…
-
Can You Transfer a Balance Between Cards From the Same Bank?
Can you transfer a balance to the same bank? Usually no. Here’s why issuers block it, the rare exceptions, and…
-
How Long Will It Take to Pay Off My Debt? Quick Math
How long will it take to pay off my debt? Use the simple payoff formula, see examples at different monthly…
Free tool
When will you be debt free?
Add your balances, pick snowball or avalanche, and watch them burn down month by month.