Debt Payoff Guides
Plain-English playbooks for paying off credit cards, student loans, car loans and your mortgage faster, plus challenges that keep you going.
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IRS Payment Plans: How to Pay Back Tax Debt Without Panic
IRS payment plan options explained: short-term vs. long-term installment agreements, how to apply, and how to pay tax debt down…
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How to Pay Off Any Loan Faster: 8 Simple Moves
Learn how to pay off a loan faster with 8 math-backed moves: extra principal, rounding up, biweekly payments, refinancing, windfalls…
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Should You Pay Off a Personal Loan Early?
Thinking about paying off a personal loan early? See how prepayment penalties, interest savings and credit score effects work, with…
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12 Money Saving Challenges That Free Up Cash for Debt
12 money saving challenges with step-by-step how-tos, each aimed at debt. See the math, pick two or three, and send…
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Starting Your Debt-Free Journey: The First 30 Days
Start your debt-free journey with a simple week-by-week plan: list your debts, find extra cash, pick a method and build…
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How to Stay Motivated Paying Off Debt (When It Feels Endless)
Learn how to stay motivated paying off debt with milestones, cheap rewards, accountability partners and visual trackers that make progress…
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Debt-Free Charts: Visual Ways to Track Your Payoff
A debt free chart turns payoff into something you can see. Compare thermometer, brick wall and coloring page trackers, plus…
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Pay Off Your Mortgage Early or Invest the Difference?
Should you pay off your mortgage early or invest? Compare rate, taxes, liquidity and peace of mind, with the math…
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Mortgage Recast vs. Refinance: Which Lowers Payments Better?
A mortgage recast lowers your payment after a lump-sum payment without changing your rate. See how it works, typical fees,…
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Biweekly Mortgage Payments: Do They Really Save Money?
Biweekly mortgage payments can save thousands in interest, but only because of one extra payment a year. See the 13th…
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When will you be debt free?
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